After a storm hits Otter, getting a proper inspection is critical. Most insurance policies in MT have a 12-month filing window for storm claims. Otter Roofing & Maintenance provides free inspections, thorough documentation, and handles the claim process so nothing slips through the cracks.
Not all storm damage qualifies for a full replacement. Hail might only affect one slope. Wind might only lift shingles on the windward side. We document exactly what's damaged and let the insurance company make the call. Honest documentation gets claims approved. Inflated reports get denied and blacklisted.
Our Storm Damage Repair Process
Roof Inspection
Our HAAG-trained inspector documents everything the insurance adjuster needs: hail hit density, impact severity, functional vs. cosmetic damage classification, and affected areas by slope. This level of documentation is why our claims get approved.
Claim Documentation
Our office prepares the claim package: photo evidence, damage scope, material specifications, and repair estimate in Xactimate format. We file with your carrier and track the claim through to adjuster assignment.
Meet the Adjuster
Your adjuster gets a guided tour of the damage by our inspector. We speak the same language: hail hit classification, wind speed thresholds, manufacturer warranties voided by damage. This meeting is where claims get approved.
Repair or Replace
Insurance-approved repairs done by manufacturer-certified crews. Same quality materials and installation standards as any other Otter Roofing & Maintenance job. Your storm-restored roof gets the same warranty as a standard replacement.
What Otter Customers Say
"From the first phone call to the final walkthrough, everything was seamless. The team was courteous and efficient. Already recommended them to two friends."
"Responded fast and got the job done right the first time. Crew was polite, professional, and cleaned up everything. Would absolutely hire again."
"We called expecting to wait days, but they were here the same afternoon. Fair pricing, quality work, and they kept us informed every step of the way."
Why Choose Otter Roofing & Maintenance for Storm Damage Repair?
HAAG Certified Inspectors
HAAG certification is the insurance industry standard for forensic roof inspection. Our reports are trusted by adjusters because they follow the same methodology carriers use.
Every Carrier Accepted
State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide. We work with every major insurance carrier in MT.
24-Hour Emergency Response
Storm damage can't wait. Our Otter crew tarps exposed areas within 24 hours to prevent secondary water damage while the claim is processed.
Local Company, Local Reputation
22+ years in Otter. We're not storm chasers from out of state. We live here, work here, and back our warranties because we're not going anywhere.